Monthly Archives: December 2018

Texas Bank closes $54 million Placement- Nexbank Capital

Nexbank Capital has completed a $54 million private placement to select investors, both institutional and of a high net worth status. Nexbank will use the profits for general business-related reasons. In this closing, they have raised $283 million of debt and equity since 2016.


The notes are non-callable and mature on September 30, 2027. They have a fixed interest rate of 6.375% for up to five years. After that, they will have a floating rate based on the three month LIBOR (London InterBank Offered Rate) of 458.5 basis points. They were assigned BBB- investment rating by Kroll Bond Rating Agency and qualifies as a Tier 2 capital under capital regulations.


Sandler O’Neill & Partners were the placement agent for the notes, which closed on September 19, 2017.


The notes have not been registered under the Securities Act and will not be sold in the United States without registration or an exemption from registration requirements.


Nexbank Capital Inc. is a financial service company based in Dallas, Texas established in 1937. Their executive management team provides services for commercial and mortgage banking, to institutional clients and financial institutions including corporations, real estate investors, and middle-market companies. They are the 11th largest bank in Texas As of 2017, they have over $7.6 billion in assets.


With commercial banking, they offer commercial real estate lending (with commercial and SBA loans), credit and agency services and treasury management. For their institutional services, they help them to grow by offering company term loans, revolving lines of credit, tailored depository services, and loan participations through syndicated national credits. They also offer personal and online banking services, and Certificates of Deposits (CD) to help clients save for long-term financial goals.


The company is led by Chairman James Dondero, the co-founder, and president of Highland Capital Management LP.

Miss Deirdre Baggot in the Heart of Healthcare Bundled Payments

With healthcare being a rising issue worldwide, several payment innovations have been put in place to counter the rising need for an efficient healthcare payment system. On October 2018, the unveiling of the next generation of the Alternative Payment Model was commenced by the Centers for Medicare and Medicaid. Ms. Deirdre Baggot, discusses this unveiling calling it a value-driven agenda that for the past 18 months has been riddled with ambiguity.

Ms. Deirdre Baggot is a healthcare business strategist with years of experience. From starting her journey in the healthcare industry with a Bachelor Degree in Nursing from the University of Southern Illinois and a Master of Business Administration from Loyola University Graduate School of Business. Furthermore, she holds a Certificate in Healthcare Leadership from the University of Pennsylvania Wharton School of Business. Finally, She obtained a Doctorate of Philosophy from the University of Colorado. Find out more about Baggot at Resumonk

Ms. Baggot is no stranger to the healthcare industry with years of experience at the Northwestern Memorial Hospital and the University of Michigan Health System. With a spot as a senior vice president for GE Healthcare Partners in California, one of her projects during that time earned the company an annual $6.6 million result. Furthermore, she has written over 20 academic publications on bundled payments and the evolution of payment transactions.

The APM models involve providing quality service and the complete repayment of the cost of care measures. More advanced APMs provide clients with a high revenue with a trade-off where providers accept risks regardless of patient consequences. A bundled payment refers to a situation whereby a paying client revokes a single fixed settlement fee of all the care and services provided to a certain patient during a specified period. If the hospital staff provide a service less than what was expected, the client receives more than the initial cost agreement. If the hospital staff over exceed expectations than what was the determined bundled price, they are set to be paid much less.

Bundled payments for Care Improvement-Advanced Initiative (BPCI-A) qualifies as an APM in that it meets the three based qualifications: utilization of EHR (electronic health record) that is certified, payments are made based on quality of service akin to the MIPS requirements, and the candidates carry a higher nominal amount in regards to financial risk. Due to the double-sided risk of the voluntary bundled program, hospital staff is tested with CMS if they qualify for the 5% bonus by receiving feedback from patients. March 31st marks the date for the first QP determination.



Dr. Saad Saad On What To Do When Your Children Go Back To School

Dr. Saad Saad knows that back to school time can be a very stressful time for parents. There are many ways your children can get hurt or sick at school, which creates a whole lot of worry. Some of the concern is simply from not knowing enough about these issues from a medical standpoint. Well, Dr. Saad Saad is here to help. He was a registered pediatrician for over 45 years. He knows a lot about caring for children, and has seen it all. On top of that, he goes above and beyond by doing a whole lot of research surrounding in his field. Although Dr. Saad Saad is now retired, he continues to help educate parents on a number of topics including sickness, injury, and so much more.

When it comes to going back to school, there is a lot of misinformation about concussions and vaccinations. There two topics are perhaps the biggest worries among parents and Dr. Saad Saad wants to clear up that misunderstanding with information, his experience as a pediatrician for over 40 years, and facts.

Concussion is a scary word to parents. If not treated, concussion can lead to some very serious and permanent problems. First, the successful pediatrician will clear up what a concussion exactly is. It is a traumatic brain injury that can really affect a person. This happens when the head is jolted, bumped, or a blow to head happens. Parents are particularly worried about their children playing football because it is a very physical and is a contact sport. Learn more about Dr. Saad Saad: and

The end result of this injury makes the brain twist, bounce, and even stretch. Concussions are not life-threatening, but can be very serious. If you suspect your child has a concussion, take them to your doctor immediately for treatment. They will need to take it easy for a couple of weeks, taking naps or resting whenever possible. This includes limiting physical activities. The important thing to remember is that you don’t want them to fall asleep right after getting a concussion. That can lead to serious problems.

The other topic that is widely being discussed right now is vaccinations. There is a slue of misinformation and fear going around about them. Dr. Saad Saad is here to set the record straight. Getting your child vaccinated is very important. Not only does it put your child at risk, but the other children too if you don’t do it. Vaccination are safe, effective, and do not cause autism.

One of the biggest reasons it is particularly important to vaccinate your children is because their immune systems are not as strong as adults. They are also being exposed to lots of children when they go to school each day, which means they are being exposed to countless viruses, germs, and bacteria.

Talos Energy’s Rising Star

Founded in 2012 by Tim Duncan with a $600 million dollar sum from funding by Apollo and Riverstone, Talos Energy has been making a name for itself in the Gulf of Mexico and surrounding waters when they first started drilling in the Zama-1 well inside the Sureste basin. This drilling operation was with the cooperation of the Mexican government and two partner companies (Premier Oil, London, England and Sierra Oil & Gas, Mexico) as the first well drilled by a private oil company outside of the country of Mexico in decades.

After a successful drilling campaign, Talos has begun making several more oil discoveries in the Zama area and have been making appraisals for a Zama-2 well. Talos Energy has been resisting the urge to follow popular consensus and move their oil drilling to shallower waters in the Permian Basin area. Instead, Talos Energy has been focusing on some shorter, more profitable drilling assignments. Talos just acquired the equipment to perform deep water scans and drilling in the gulf and will be exploring the opportunity to perform some longer, deep well projects.

In addition to continued projects in the Gulf and surrounding areas, Talos continues to make wise acquisition choices. Recently, Talos Energy merged with Stone Energy Corporation, offering Talos something they have been wanting: a place at the public trading table. The NYSE moniker will be TALO. Talos gained a bigger level of funds with this merger. The combined companies have a $600 million dollar line of new credit (half of that immediately available) and the eventual liquidity of $450 million dollars ($150 million instantly available).

Talos Energy is slowly growing into a trusted oil company who proves that they put in the work to offer consistent results. To read more about the work that Talos Energy performs, or their new merger please click here.

Original source :

Edwin Mirenda: An Epitome Of Success In Business Growth

Edwin Mirenda is a famous biopharmaceutical authority who brings a wealth of experience in the industry. He has gained adequate skills in quality assurance, which encompasses solid and liquid oral dosages, cosmetics, and biologics. Edwin, being a seasoned executive, serves effectively as the Vice President of Quality Biologics at Cytovance. Previously, he served with the Quality Assurance crew as the Supervisor, where he pushed for FDA approval of Keppra’s New Drug Application (NDA). This army veteran is a scholar who attended San Angelo TX’s Angelo State University and pursued a B.S in Biology & Chemistry.

Edwin Mirenda is a talented yet humble figure in the biopharmaceutical sector. Even with his immense knowledge and experience, he feels privileged to work with designers, creators, and fellow thinkers in their businesses. Edwin Mirenda acknowledges that all these parties possess creative talents, which, when combined and aligned properly, benefit the entire sector. His primary role is to assist in aligning ideas with their vision and uniting their suggestions and proposals. In the today’s cluttered market, Edwin does enough to guide their clients by building and maintaining their brands for an extraordinary growth.

Taking Up Evolution Positively

Mirenda appreciates the positive change in today’s world. To him, performance marketing is the in-thing when it comes to establishing global markets that have meaningful customer engagements. As such, he works with business leaders and founders to enlighten them on the need to be ready for change. He understands that change is unstoppable, whether it is positive or negative. As the future unfolds fast, Edwin Mirenda formulates clever strategies of helping brands to move even faster. Mirenda is a go-getter and believes in the expansion of the boundaries of “what’s possible.” He seeks to help business leaders understand the power of innovation, technology, and data-driven insights.

To Read More Click Here

What we need to know about Betsy Devos

People of the state of Michigan who know Betsy DeVos best are having trouble reconciling the fighter they know with the person who was recently confirmed as President Trump’s Education Secretary.


DeVos has made many friends through her travails in Michigan politics. She has people whom she is friendly with on both sides of the aisle. But those who know her as polite, pragmatic, and generous, is coming off as aloof, unprepared, and even insulated.


The former Betsy Prince was born into an affluent Dutch family in Holland, Michigan. She grew up with conservative leanings, and attended Calvin College in Grand Rapids. Not long after graduating college, she married into an even wealthier family — The DeVoses. Her husband Dick DeVos is the son of Amway co-founder Richard DeVos.


Over the years, the couple has used their massive wealth to push for charter schools. They have also given to a number of charities and religious causes. Mrs. DeVos’s political leanings shouldn’t come as a surprise, especially when you look at her family’s ties to the Netherlands.


The debate over public and private schools was a huge issue that dates all the way back to the 1800s in her home country. In the Netherlands, liberal politicians argued against religious schools receiving the same funding as secular schools. This angered reformers and conservatives. What took place in the Netherlands is also one of the earliest known forms of school choice.


The Calvin College theology is the blueprint for what Mrs. DeVos believes in. It is also what the Trump Administration is now pushing. Critics argue that the push towards more religious schools violates the tenants of separation of church and state.


Another knock against school choice is the lack of oversight. Mrs. DeVos opposes this regulation, which many believe is the the detriment of the programs. Even some of her supporters are at odds with her over the lack of monitoring.


Wayne State University Education Professor Thomas Pedroni says Mrs. DeVos has done much to harm public education. “She is a divisive figure,” said Pedroni. The fact that so many charter schools in Michigan are publicly funded and privately operated is not good.


The Potter House is a school in Michigan that the Mrs. DeVos finds near and dear to her heart. She has devoted a lot of time to the school in the form of volunteering. She and her husband have also donated hundreds of thousands of dollars for equipment and other things needed by the school.


Many people who know Mrs. DeVos say her critics really don’t know her at all. “She has a good heart. And she does everything she can for people in need, said Potter House superintendent John Booy.”


Follow Betsy DeVos on Facebook.

Talos Energy Company.

In the exploration and production of hydrocarbons, Talos energy has been recognized to be among the top. Talos Company has adopted a strategy which involves using geological, geophysical and a team of experts to oversee the continued growth of the company. Talos energy has established a sizable seismic database and various reprocessing techniques to ensure that they acquire, exploit and explore the basin assets. In every operation they ensure that they remain in control of production since Talos company believes that by doing so they will;

• Enhance the production performance in all their planned projects.

• Increase hydrocarbon recovery using the improved drilling techniques.

• Fulfill their commitment to health, safety, and environmental compliance.

Talos Energy area of specialization is Gulf of Mexico and the Lower Gulf Coast of Louisiana region. Using the modern drilling system enables the company to remain on top in the oil and gas products industry. Talos Company strives to;

1. Focus on the geological trends related to the company’s assets. Research is conducted to find out the areas where exploitation and exploration will be a success.

2. Allocate capital for all its exploration and exploitation programs. The company ensures they venture into projects which will have the highest returns.

3. To ensure that they hire a team of experts to analyze and asses the company’s assets.

4. Acquire under-valued and under-exploited assets which will in return benefit company as it will earn more profit. Talos Energy focuses on exploring the resources which generally were thought to be unreachable.

To add to the already existing exploration facilities in Phoenix and Gryphon, Talos Energy has decided to expand their headquarters within Allen center. Talos plans to move from their previous One Allen center office to a 98, 000 square foot space located in three Allen center. The relocation aims at providing enough area for expansion and growth. Talos Company has decided to acquire Lafayette, Louisiana- based Stone Energy Corporation. in a merge. The combined company Talos Energy Inc. is estimated to have an initial market capitalization of approximately $1.9 billion in an enterprise value of roughly $ 2.5 billion.

To Know More Click Here

Organo Gold: Revolutionizing Coffee

Organo Gold, an enterprise that specializes in the production of premium coffee, has taken the world by storm thanks to its beneficial products. These products are designed to help people with health and wellness. This American-based company sells some of the best coffee products in society today. The coffee’s main ingredient, ganoderma lucidum, is its main weapon of choice. This particular ingredient is an actual herb that grows at high elevations in China’s Wuyi Mountains. This herb is also known as “the king of herbs” thanks to its healthly properties.

Organo Gold has a coffee culture that extends back for over 100 years. This particular company is just one of many coffee-based companies that come from North America’s Northwest region. This region includes the state of Washington, and it extends north for over 100 miles. Coffee aficionados have been conducting business in this region long before mainstream companies began popping up. Starbucks is just one of many well-known coffee organizations in the area, but you can get some of the best tasting coffee from tiny coffee houses that pepper the landscape. Organo Gold is a bit different than most coffee-based organizations. This company doesn’t sell its products in mainstream stores. The company utilizes independent distributors to send the products to consumers. Not only is this a great marketing plan, OG products can now reach untapped markets that would probably never have known of the business.

So, what type of products does the company produce? Well, this question is very simple to answer. Organo Gold produces café mocha, café latte, gourmet-black coffee, green tea, red tea, black ice and many more. In addition to that, Organo Gold produces nutraceuticals as well as personal care products like toothpaste and deodorant. The sky is the limit for Organo gold, but who knows how much farther this company will go in the future.

To know more click: here.

Shervin Pishevar paints dim picture of the US economy

Shervin Pishevar is a prominent angel investor and venture capitalist. His entrepreneurial journey has mainly dealt with startups ideas. Pishevar is good at spotting ideas which have a huge potential of turning into solid businesses. Through Sherpa Capital where he is the former managing director, Pishevar has invested in top companies such as Uber, Hyperloop One, Airbnb and others. Through his efforts, there is a huge number of companies that can attest to doing well due to the impact he has had on them. On matters economy, he well versed and can guide others on the direction to take.

A tweetstorm

In February 2018, Shervin Pishevar tweeted about the performance of the economy and other matters. He pointed out that the economy would not do well in the coming months. There was every indication that the economy would since every economic indicator was going down. The stock market was collapsing at the time of the tweets. Pishevar was projecting a 6,000 points drop in the market. The performance of the economy is directly linked with the performance of the equities market, and therefore there is no way the equities market would lose, and the economy remains intact. Shervin Pishevar also pointed out all assets that support the economy would be overvalued, and as a result, none would come to the rescue of the economy.

Outdated policies

To make matters worse, Pishevar insisted that the measures that are normally taken by the federal reserve to support the economy would no longer work since they have been used so many times that they are no longer effective. The Federal Reserve is used to pumping money into the market, an outdated method that can no longer achieve the objective according to Shervin Pishevar.


Shervin used the tweet storm to lay out his thought about bitcoin. In his opinion, bitcoin is a great idea but could not maintain the high prices it had at the beginning of the year. He predicted that the prices would reach the $2-5k range. It did not take long before this prediction came out true. Bitcoin has been on a meltdown for months now.

CloudWick Machine Learning Models Provide Simplified Solutions To Complex Problems

In various industries, there are complex problems making it difficult for companies to succeed. Whether this involves gaining accurate and reliable data for sales forecasting, spotting trends in transportation issues, or helping financial institutions learn how to accurately predict which loan applicants may be bad financial risks, the variety of issues facing businesses continues to grow. However, with the advances made in machine learning modeling, companies such as CloudWick can partner with banks, telecom companies, retail corporations, and many others to find simplified solutions to perplexing problems.

Relying on the integration of CloudWick technology and Amazon Web Services, companies facing what were once very complex issues can find solutions. For example, since machine learning models utilize a unique combination of algorithms, advanced data management, and analytics, business decisions can be made using comprehensive visualizations and simplified data exploration. As a result, companies can use data to gain greater insight into workflow capabilities, leading to informed business decisions regarding forecast models and other vital data.

While many people assume machine learning modeling is used primarily in the private sector, the fact is CloudWick also works with many government agencies and offices in the public sector. In these situations, a variety of problems are addressed. Many of these involve city planning, traffic prediction, and visualizations of pending construction projects. Because these projects can all have their own unique issues, CloudWick uses a team of skilled data scientists, engineers, and developers to create machine learning models for numerous issues. As an example, many cities and government agencies are concerned with traffic prediction. As cities become larger and more vehicles are on the road, it has become imperative to learn how traffic patterns and infrastructure can be incorporated to have safer and more efficient areas for both vehicles and pedestrians. By using CloudWick machine learning models, this becomes possible, since models can use state-of-the-art technology to create data-driven insights.

As CloudWick continues to develop new methods of technology regarding machine learning modeling, there is little doubt this unique data-driven process will be put to even more innovative uses in the public and private sector.