Posts in Category: Banking

Banking On Success: The Innovative Leadership Of Luiz Carlos Trabuco

Luiz Carlos Trabuco Cappi had represented a new leadership generation at Bradesco, one of the largest banks in the Brazilian financial sector. Recently, the exemplary leader was succeeded by Octabia de Lazari Junior who had been elected by the company executives. Just like Luiz Carlos Trabuco Cappi, Lazaro Jr. has cultivated a decade of experience at Bradesco and has worked closely with Luiz Carlos Trabuco Cappi who has received a lot of credit for maintaining the company’s success.

His Succession
Luiz Carlos Trabuco Cappi’s succession began after Bradesco’s former president, Lazaro de Mello Brandao, resigned from Bradesco after serving as its president for over 30 years. Luiz Carlos Trabuco Cappi was appointed to by the board members to replace Mr. Bandao. He became the Chief Executive Officer for Bradesco at the time. Taking up the dual role, as a CEO and the company’s president, proved to the world that Luiz Carlos Trabuco Cappi was fit for the company’s top leadership. He continued through with his position till March 2018 when Lazaro Jr. took over.

Most prestigious positions at Bradesco
Throughout his career at Bradesco, Luiz Carlos Trabuco Cappi held several prestigious positions. His academic background and experience in psychology have enabled him to become successful in many executive jobs which involve working with a variety of people. He has been appointed the President to various panels including Credit and Saving Entities, the National Association of Private Pensions, The Association of Real Estates, and the National Federation of Supplementary Health. Luiz Carlos Trabuco Cappi has always adopted instrumental leadership strategy to ensure the function of Bradesco. He was also appointed to various board committees such as the Board of Governors, ArcelorMittal Board of Directors, Geneva Association, and Vale S.A. Strategic Committee. Luiz Carlos Trabuco Cappi has also chaired Odontoprev S.A.’s Board of Directors.

Read more on Istoedinheiro.com.br

Luiz Carlos Trabuco Cappi’s Awards
Under the aegis of the leader, Bradesco has succeeded in winning various awards including eFinanice 2017, MONEY 2017, Mais Mais, and GlobalCCU in 2017 alone. Bradesco has also won the Most Valuable Brand of Brazil award as well as the Best Company recognition in the same year. Luiz Carlos Trabuco Cappi has further maintained Bradesco’s commitment to sustainability which enabled the company to fall into the top position in the 500 greenest firms Newsweek list. The leader has won himself various accolades while serving as the company’s president such as the Business Sector Leader in 2006, Business Personality of Insurance in the same year, and Entrepreneur of the Year 2015.

About Bradesco
Bradesco was founded by Amador Aguiar in 1943 in Marilia. Although it was started as a small enterprise, the company grew to different areas in Brazil. Bradesco was created in 1956 to create support for learning and knowledge. In the late 1950s, the first official branch of the company was established at Osasco where it became one of the most recognized banking institutions. In the 1960s, Bradesco created executive positions which were later filled with competent leaders according to oglobo.globo.com. Over the years, the company has witnessed technological advancements that increase its efficiency.

Source: http://economia.estadao.com.br/noticias/geral,bradesco-anuncia-substituto-de-luiz-trabuco-na-presidencia-do-banco,70002178384

PSI-Pay Ltd Partners with Kerv

The Managing Director of PSI-Pay Ltd, Phil Davies, announced that they were tremendously pleased that Kerv has selected PSI-Pay Ltd to partner up with them to form a contactless payment system. This payment system is released to the global market. They provide digital payments to an international market. Kerv and PSI-Pay have become alternative payment innovators in the industry.

Together they allow users of Kerv contactless payment ring to use PSI-Pay’s MasterCard license to make payments. Kerv has 38 million locations worldwide. They will be allowed to fund their accounts through debit or credit cards, PayPal and bank transfers. Kerv clients will also be allowed to make app and online purchases via their virtual card. Phil Davies believes that Kerv is a stimulating, inventive and useful solution. These payment applications are being embraced by the international market and PSI-Pay Ltd is proud to have Kerv as a partner.

Contactless Payments

Employees enjoy the fact that their payroll checks are directly deposited into an ATM card. It gives them the advantage of getting their payment early and not waiting for checks to be approved from a bank. The ATM card allows them to take needed cash out when they want to or make purchases wherever the MasterCard is accepted.

It gives those employees without a bank account a perfect and secure solution for getting their salary. It also saves time with just one transfer. It is cost effective for the company, no issuing of paper checks and reduces the staff cost when managing payroll. Using an ATM card is much safer than using cash payment and it is easy to replace cards that get lost or damaged.

Payment Accounts Online

Online payments are secure, transparent and easy to make. Business customers know that they have complete control over their company’s expenditures. With PSI-Pay’s technology businesses and consumers know that their personal information is secure online.

The Way it Works

A PSI-Pay Virtual Account is set up by businesses for their customers. The advantage to account customers is that they can then transfer funds, make instant deposits and withdraws, or make online purchases from merchants who also have Virtual Accounts.

The Virtual Account System that was developed by PSI-Pay, allows the expenditures of the finance department to keep control on the spending for the business. The business has a main corporate account through PSI-Pay, which has sub accounts. These sub accounts have the flexibility of keeping the balance for each account. Every account has to keep a positive balance so it cannot be overdrawn. This system reduces risk, cost and gives the business flexible management.

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Equity First Holdings Offers Innovative Equities Lending Solutions

Equity First Holdings (EFH) officially started its operations in the finance and investment worlds in 2002. Since then, the firm has developed and delivered alternative financial solutions to private and institutional investors. It supplies capital against shares that are publicly traded to create a platform for clients to realize both their personal and professional missions. EFH offer capital against stocks traded on public exchanges globally. It has handled over 650 successful transactions worth over $1.4 billion.

Venturing in unique and profitable areas

Equities First Holdings is an international hub for alternative shareholder financing services. Currently, the firm is experiencing tremendous growth in share-based loans and margin loans in an economic environment where other financial institutions such as banks have restricted lending criteria. EFH invests in risky but profitable sectors that ordinary investors ignore. It has assisted many individuals in turning their ideas into startups and growing them into profitable companies.

Types of clients handled

EFH offers equities lending services to borrowers who require urgent capital or who are not eligible for traditional credit-based loans. Although there still some financing options for this borrowers, recently, many financial institutions have restructured and reduced their lending options, restricted loan qualifications, and inflated interest rates. According to EFH’s CEO, equity lending is an excellent borrowing alternative for people in need of working capital. Share-based loans have greater loan-to-value ratio compared to the margin loans and provide a fixed interest rate. Additionally, stock-based loans offer certainty during the entire period of the transaction.

Services

Equity First Holdings approaches security- based lending in a pragmatic way and ensure its clients have more flexibility to succeed in their businesses and investments. It offers loan upon a thorough analysis of the future performance and risks associated with bonds, stocks, and treasuries. Equity lending services provided by EFH allows investors to minimize their investment risks.

How EFL security-based lending works

EFL’s stock loan utilizes equities such as stocks, bonds, and treasuries as loan collateral for a specific period, usually three years. A borrower may work out a deal with EFL if she or he has shares in Company X and the shares are showing signs of increasing in value in the future. Instead of liquidating his or her stakes in Company X, the individual transfers the stock to Equities First as collateral and, in turn, gets the loan proceeds. EFL’s share-based loans are non-purposes, giving a borrower the freedom to invest in his or her area of interest.

Martin Lustgarten; the Successful Investment Banker

A profession as a budgetary expert or a speculation investor is a
standout amongst the most prestigious parts these days. In any case,
it is not a stroll in the recreation center. It includes more than
the learning gained in class. In this profession, tolerance is a
virtue, moreover; perception abilities and exploration capacities are
an obvious requirement. Having excellent interpersonal skills is an
additional point of interest too.

Investment banking, as the name recommends, is a division of saving
money that deals within vestments. Investment banking creates capital
for different bodies such as governments and organizations.
Investment banks are to a great extent required in giving informed
advice concerning investment choices.

Other than these, speculation banks encourage acquisitions, mergers,
and redesigns. They work in close cooperation with other vast banks.
They are included in gathering pledges and procedures for
enterprises. The investment banks also in decide on the value of an
organization. They determine the most proper structure the
organization can take to manage the ideal results.

A standout amongst the best career investment bankers of all times is
Martin Lustgarten. Martin is a Miami, Florida occupant. He is the
author and CEO of Lustgarten Martin, a famous investment banking firm
in Florida. Lustgarten Martin is one of the best investing banking
companies in the American business history. The organization has
gotten these awards basically because of the initiative offered by
the founder, Martin.

Martin Lustgarten’s involvement in the investment banking industry
lasts decades. He, therefore, acquired a tremendous experience in
trading securities and value exchanges. Martin is one of the most
successful investment bankers in America. His organization, the
Lustgarten, Martin Investment Firm, has set a winning record and a
decent reputation, pulling in more customers all the while.

Perhaps what separates Martin from the rest is his capacity to
communicate effectively. He effortlessly passes information to his
customers honorably, offering an ideal client administration. Also,
he manages his representatives in an immediate and individual way,
boosting their productivity.

In fact, Martin Lustgarten has had a remarkable effect on the
investment banking industry.

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