The Founder and CEO of Equities First Holdings Explains Margin Loans verse Stock-Based Loans
The Founder and CEO of Equities First Holdings Al Christy, Jr.- says conventional has different rates also, that the loan-to-value ratio ranges from 10 to 50 percent and anything above this, could mean the lender stands at a liquidation risk. Mr. Christy, further explains the variance amid margin loans and stock-based loans; saying a borrower has to be prequalified before getting a conventional loan and when approved, the money borrowed can only be used for the specific purpose it was meant for.
He said in the case of stock-based loans, the interest rate ranges from 3 and 4 percent and that loan-to-value ratios vary from 50 to 75 percent; it is “non-recourse” the borrower does not have to use the money for a particular purpose and therefore can decide to opt out of their borrowed loans without having to pay outstanding interest even when their collateral value has reduced.
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Robert Deignan is the CEO and one of the founders at ATS Digital Services, a company that offers digital assistance to its customers who are scattered all over the world. The company’s digital support ranges from general troubleshooting, connectivity issues among many others.
Deignan grew up in Fort Lauderdale, Florida, where he attended St. Thomas Aquinas High School. He later received a football scholarship to study at Purdue University where he graduated with a degree in Business management. Robert co-founded Fanlink Inc. after spending a short spell as a football player at NY Jets and Miami Dolphins in 1998 and 1997 respectively. He currently stays with his family in Miami.
Robert used the experience and knowledge earned from his previous job in a software company to start ATS Digital Services. While working there, Robert and his colleagues encountered difficulties in installing anti-malware products into machines owned by users. With time, they discovered the people who always blocked their efforts to do the installation and found a solution thereafter. They used one of their digital support agents to remotely link up with the user’s machine and remove the malware that blocked the installation of the software.
This strategy led to a massive customer satisfaction at the company and increased their trust in the brand. Together, they realized they could make money from successfully blocking the malware as well as ensuring that the computers are in good condition. When he later left the Anti-Malware Company, Robert tapped into this experience to help in the establishment of ATS Digital Services.
Speaking to Gazetteday, Robert highlighted some of the tips that have been key in his successful business career: First, Robert Deignan urges people to always trust their gut feeling when making both big and small decisions. According to him, doing something that feels right to you will always be well with you even if difficulties are experienced. Second, he advises people to always hire for culture, employers should strive to not only look at the academic qualification of an employee but whether the candidate meets the job requirements. Sometimes, highly intelligent employees turn out to be the bad ones.
OSI Industries is a leading company in the food production business. It is currently under the leadership of CEO Sheldon Lavin and COO David McDonald. It is under the leadership of these two managers that this company has risen to the position of one leading company globally.
The company has been focusing on meeting the basic needs of the clients. They have paces measures to ensure that they offer the customers superior products that satisfy every palate. In recent years, this company has been looking for the best options to facilitate development especially in foreign markets. There has been a concentration of local and international development aimed at taking the company to even higher levels of success.
OSI Industries has in the past three years made serious efforts to make their products available in the corners of the globe. The expansion has seen serious activity in the local market and international market. Everything that this company has done to make sure that the operations are seamless seems to be paying off seeing that it keeps on rising higher. The latest expansion involved local and international expansion. The local market, they bought a facility that was owned by the Tysons Food. This acquisition will increase the productivity of the company in the local market. The plant, which is located in Chicago, is a great addition that will enable them to meet the demands of the local market.
After the local expansion, OSI Industries embarked on growing its presence in the international market. The international expansion started with the acquisition of two companies based in Europe. The first was Baho Food, a Dutch food company and UK based Flagship Europe. Flagship Europe has since been changed and is now known as Creative Foods. The two acquisitions are expected to put the company in a better position to penetrate the European market.
OSI Industries has won accolades for the great work it has done as a food producer. In the past few decades, the company has improved its reliance on technologies. As a result, it has maintained the best production methods and reduced environmental degradation. OSI has received the Globe of Honor Award from the British Safety Council.
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Talos Energy Company is one of the largest organizations working in the oil exploration and production industry. The company has been operating at the Gulf of Mexico and other coastline regions, where it has been looking forward to extracting oil for commercial purposes. Recent reports emerging from the mainstream media houses indicate that there is a potential merger between Talos Energy and Stone Corporations. The two companies want to join hands so that they can conduct joint exploration activities.
This is a placeholder account for Talos Energy LLC in Houston, Texas. Questions about the company should be directed to 713-328-3000.
— talosenergy (@talosenergyllc) February 12, 2013
It has been reported that the board of directors of the two organizations has agreed that the companies should combine on a similar ratio, which means that no company will be required to part with money to compensate the other partner on the merger process. In fact, the two companies, Talos Energy and Stone Energy Corporation will continue to operate in the stock market as single entities.
However, few details need to be streamlined before the two energy organizations can start operating as a single entity. The board of directors at Stone Corporations need to convince its shareholders that it is the best interests of the organization to merge with another organization that is operating in energy industry. On the other hand, Talos Energy does not have to convince any person about the merger process because it is a private organization.
The leadership of the new merger is expected to change, with the Chief Executive Officer of Talos Energy expected to take control of the leadership of the new alliance. However, members of the Stone Corporation will also take influential positions in the operations of the new merger. The new board of directors will have some members from Talos Energy and some from Stone Corporations.
Although it is not clear why the two organizations are merging, it is apparent that they want to create a strong oil exploration and production company that can withstand competition from other organizations in the same industry. Talos Energy and Stone Corporations will undoubtedly form a dream team that can withstand competition from any other organization out there. Moreover, both oil exploration and production entities have sufficient funds to expand their activities.
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